Professional Liability Policies Are Unique
November 2, 2023
Unlike property insurance or even general liability insurance, the policy wording used for one client is not necessarily suitable for all clients.
Car Thefts Rise by 33.5 Percent in First Half of 2023
October 19, 2023
If your business is the typical small or mid-sized business, you probably have somewhere between $500,000 and $2 million in liability coverage under your business owner policy (BOP) or commercial general liability policy. How does umbrella coverage work with these policies to provide extra liability protection?
How to Read Fine Print
October 5, 2023
While it’s a good idea to read your insurance policy, let’s be honest, hardly anybody does. The important thing is to understand what’s in it and how it works.
Cybersecurity Basics
September 21, 2023
If your business is the typical small or mid-sized business, you probably have somewhere between $500,000 and $2 million in liability coverage under your business owner policy (BOP) or commercial general liability policy. How does umbrella coverage work with these policies to provide extra liability protection?
Court Says Employers Responsible for Employee Identity Theft — Regardless of Monetary Damages
September 7, 2023
Employers go to great lengths to protect their data from breaches from intruders. But what about any employee data that may exist on company servers? Now employers are responsible for the security of that data as well.
EEOC Document Warns against Discriminatory Effects of Artificial Intelligence
August 18, 2023
The Equal Employment Opportunity Commission (EEOC) has issued a warning to employers who use automated systems, including artificial intelligence (AI), to monitor employees and make decisions about a range of employment matters. The document says its intent is to focus on preventing discrimination against job seekers and workers, in accordance with Title VII of the […]
Why You Need Employment Practices Liability Insurance (EPLI)
August 4, 2023
With increased government regulation related to employment issues, such as those we are reporting about in this issue, it’s easy to see why carrying EPLI would be a good idea for most employers.
Background on the Current Insurance Crisis
August 1, 2023
You may have heard that State Farm has recently stopped writing new property policies in California. They join a growing list of companies such as Allstate, Nationwide Private Client, Cincinnati, NatGen Premier, Kemper, and many more who are no longer insuring properties. Other companies such as AIG, Oregon Mutual and MetLife are no longer doing […]
Don’t Forget Your Umbrella
July 21, 2023
If your business is the typical small or mid-sized business, you probably have somewhere between $500,000 and $2 million in liability coverage under your business owner policy (BOP) or commercial general liability policy. How does umbrella coverage work with these policies to provide extra liability protection?
How Is EPLI Underwritten?
July 7, 2023
Underwriters use a variety of metrics to determine what to charge for Employment Practices Liability Insurance (EPLI) and the scope of coverage to offer.