Automated Driving Would Reduce Crashes by Only a Third

July 21, 2020

Driver mistakes play a role in virtually all crashes. That’s why automation has been held up as a potential game changer for safety. But autonomous vehicles might prevent only around a third of all crashes if automated systems drive too much like people, according to a new study from the Insurance Institute for Highway Safety. […]

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Leadership in a Pandemic. Leadership Lessons Learned.

July 13, 2020

By Stephanie Calhoun, CIC As I worked on my planning for 2020, I never anticipated that we would have to lead the team through a pandemic. As the Operations Manager of our Customer Service teams, I planned 2020 as usual; push process initiatives forward, develop and promote employees, lead, mentor and coach towards growth. But […]

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Most Business Policies Cover Riots, Vandalism and Civil Commotion

July 7, 2020

Different policies cover different kinds of damage to property. When protestors gathered on the streets of our cities to speak out against the brutal killing of George Floyd, in many instances peaceful demonstrations turned into scenes of violence, vandalism and looting. The damage done to businesses is estimated at $25 million nationwide at this point. […]

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Cyber Security for Mobile Devices

June 26, 2020

If you use a mobile device for company business, you should: Create a strong pin or password, Enable face or fingerprint recognition, Disable Wi-Fi and Bluetooth when not needed, Be careful about which apps you download, Disable location services when not needed, Backup your phone often, and Consider installing remote wipe software to remove data […]

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Cyber Security and Working Remotely in the Pandemic

June 12, 2020

Now with so many more people working from home because of the coronavirus pandemic, it’s a good time to review your off-site cybersecurity practices. Many — maybe even most — of the people now working from home have probably never worked for you from home before. So, just because you’ve established protocols in the past […]

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Is Your Auto Insurance Delivering During the Pandemic?

June 3, 2020

Has your business been declared an essential service during the pandemic? If so, you are probably making home deliveries either for the first time or to a greater extent than before. Almost every state requires commercial auto insurance for businesses with vehicles titled to the company driven by employees. But what if employees use their […]

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Business Income Insurance and the Coronavirus

May 12, 2020

During a recent Coronavirus update meeting, President Donald Trump said that he thinks that many insurance companies should be paying business income losses due to the coronavirus pandemic. He acknowledged that many policies exclude events such as epidemics, but “in a lot of cases, I don’t see it. I would like to see the insurance […]

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How Is EPLI Underwritten?

April 20, 2020

Underwriters use a variety of metrics to determine what to charge for EPLI and the scope of coverage to offer. The number of people you employ. Whether you’ve had prior suits lodged against your company. The percentage of employee turnover. Whether you have established rules and practices in place, such as an employee handbook that […]

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Why You Need Employment Practices Liability Insurance

April 6, 2020

Whether you’re dealing with existing employees or prospective employees during the interview process, every time your business interacts with people it faces the risk of an employment claim. Some of the typical claims brought against employers allege: Discrimination (based on sex, race, age or disability, for example). Wrongful termination. Harassment. Other employment-related issues, such as […]

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Traveling the Same Roads Together: AVs and Humans

March 17, 2020

An Update on Safety and Autonomous Vehicles (AVs) Nuro For the first time, regulators at the National Highway Transportation Safety Administration (NHTSA) have given permission to an AV manufacturer, Nuro, Inc., to deploy 5000 low-speed electric delivery vehicles without human controls like mirrors or steering wheels. The small, seat-less car, with gull-wing cargo doors on […]

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