Can Employers Legally Mandate COVID-19 Vaccinations?

January 7, 2021

Unless your state government enacts mandatory vaccination laws requiring it as a condition of employment, you could put your company at legal risk. The COVID-19 vaccination has been touted as the easiest way for our country to return to normalcy following the almost year-long pandemic. Such vaccinations will allow businesses to safely reopen and permit […]

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2020 Teague Employee of the Year – Ashlyn Caldwell

December 31, 2020

This up and comer continues to excel with every task they are given. Whether it is with their job responsibilities or in their leadership of others, they are always willing and eager to learn and apply what they have learned. This individual rises above and beyond what is expected, all while stepping in to help […]

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How the Pandemic Could Change the Future of Work

December 18, 2020

Mobile Apps Will Be More Common The pandemic has forced many companies to focus more on remote operations, making the use of mobile apps more important. Mobile apps can be used to help employees make timely reports of on the-job injuries and facilitate communications with management and medical providers. There Will Be Fewer Meetings Isolation […]

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Why Almost Every Business Needs Additional Insured Coverage

December 9, 2020

You have business liability insurance, but it may not provide coverage if you are considered “vicariously liable.” Do you work with outside contractors or partner with other businesses on ventures? What if they cause injury or property damage to others while doing work for you or representing your interests? Additional insured coverage can protect your […]

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Who Doesn’t Need Professional Liability Insurance These Days?

November 21, 2020

Doctors, lawyers and accountants aren’t the only people who need professional liability insurance. All kinds of people need professional liability coverage, including financial analysts, corporate trainers, numerous types of consultants and law enforcement professionals. Even FBI agents. According an article in Law Enforcement Today, “FBI agents tasked by fired former Director James Comey to take […]

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Impact of COVID-19 on Property and Liability Insurance

November 12, 2020

While estimates vary, the insurance industry is currently expected to pay as much as $110 billion in claims related to the pandemic in 2020, according to Lloyd’s. “The coronavirus outbreak has reduced risk in some areas while, at the same time, changing and heightening it in others,” according to Chief Claims Officer Thomas Sepp of […]

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What is ADA?

October 29, 2020

The Americans with Disabilities Act (ADA) and amendments, which applies to employers with 15 or more employees, says employers cannot discriminate against individuals with disabilities in hiring, promoting, retaining and other aspects of employment. The ADA requires affected employers to provide a “reasonable accommodation” to allow these individuals to perform their job duties. Employers do […]

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Don’t Forget Your Umbrella

October 15, 2020

If your business is the typical small or mid-sized business, you probably have somewhere between $500,000 and $2 million in liability coverage under your business owner policy (BOP) or commercial general liability policy. How does umbrella coverage work with these policies to provide extra liability protection? In addition to your BOP, you might also have […]

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Teague Team Delivers Weekly Meals to Support Covid ICU Nurses

October 1, 2020

The Teague Insurance team and VP Ernie Togerson were recently featured in an ABC 10 news story. The team has been doing their part to support the Covid ICU team at Sharp Grossmont Hospital by providing a weekly meal to the night shift since the start of the lock down. You can learn more about […]

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Get Ready for Parametric Insurance

September 23, 2020

Parametric insurance is a type of insurance that does not indemnify the actual loss, but pays when something related has occurred with sufficient intensity to justify payment of a loss. Imagine an insurance policy that pays policyholders not because of damage to their property but due to wind velocities reaching a certain level or an […]

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