Does Your Business Need Flood Insurance?

April 7, 2021

A standard commercial policy typically does not cover damage due to flooding, including hurricane storm surge flooding. Natural disasters can be devastating to businesses. While damage caused by some types of natural events — such as lightning or wind — will usually be covered by commercial property insurance, you need a special policy if you […]

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8 Major Cyber Security Concerns in the Age of COVID-19

March 24, 2021

More employees working from home means more possibilities for cyber security breaches. The Covid-19 pandemic has been a game changer for businesses. For some businesses change may have even been beneficial, such as increased online sales or greater numbers of people working from home. But Covid-19 has also brought more digitization, and that has helped […]

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What Impact Will the Biden Administration Have on the Insurance Industry?

March 10, 2021

Expect a great deal of legislative activity on a wide range of issues affecting the property/casualty industry. In January 20, in a historic inauguration ceremony surrounded by U.S. soldiers guarding against domestic terrorism — before a field of 200,000 illuminated flags representing Americans who could not attend the ceremony because of the coronavirus pandemic — […]

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Stephanie Calhoun

March 5, 2021

We are pleased to announce that Stephanie Calhoun has been promoted to Vice President of Operations and shareholder at Teague Insurance. Stephanie joined Teague Insurance in 2007, as a Commercial Account Manager and has since been involved in leadership roles overseeing our customer service departments. With a total of 16 years of experience in insurance, […]

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Should Employees Be Disciplined for Not Social Distancing?

February 24, 2021

Social distancing and mask wearing have been viewed as important ways to protect people from COVID-19. So, employers enforce these precautions on the job site. But what about after hours? What steps can an employer take if there’s evidence an employee is not taking precautions and is engaged in risky behavior when away from the […]

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Auto Damage Claims Growing Twice as Fast as Inflation

February 10, 2021

The average payment for auto physical damage insurance claims increased at more than double the rate of inflation from 2010 through 2018, according to a new study from the Insurance Research Council (IRC). The study, Patterns in Auto Physical Damage Insurance Claims, found that average payments increased 3.7 percent annualized during the study period, while […]

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How to Understand the Fine Print

January 21, 2021

While it’s a good idea to read your insurance policy, hardly anybody does. The important thing is to understand what’s in it. Here are a couple of concepts to know about how your insurance works. What is subrogation and how does it apply to insurance? Subrogation in the context of insurance is the right of […]

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Can Employers Legally Mandate COVID-19 Vaccinations?

January 7, 2021

Unless your state government enacts mandatory vaccination laws requiring it as a condition of employment, you could put your company at legal risk. The COVID-19 vaccination has been touted as the easiest way for our country to return to normalcy following the almost year-long pandemic. Such vaccinations will allow businesses to safely reopen and permit […]

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2020 Teague Employee of the Year – Ashlyn Caldwell

December 31, 2020

This up and comer continues to excel with every task they are given. Whether it is with their job responsibilities or in their leadership of others, they are always willing and eager to learn and apply what they have learned. This individual rises above and beyond what is expected, all while stepping in to help […]

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How the Pandemic Could Change the Future of Work

December 18, 2020

Mobile Apps Will Be More Common The pandemic has forced many companies to focus more on remote operations, making the use of mobile apps more important. Mobile apps can be used to help employees make timely reports of on the-job injuries and facilitate communications with management and medical providers. There Will Be Fewer Meetings Isolation […]

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