The Growing Epidemic of Insurance Fraud: Staged Accidents and Organized Crime
May 8, 2025
Insurance fraud has long been a costly burden for the insurance industry, but in recent years, staged accidents have reached near-epidemic proportions.
What is Difference in Conditions Insurance?
April 17, 2025
A Difference in Conditions (DIC) policy covers risks excluded from standard property insurance policies. They fill gaps left by primary insurance, providing coverage for unpredictable and severe catastrophic events.
President Trump’s Recent Executive Orders: Impact on Business Risk and Opportunity
April 3, 2025
President Donald Trump has issued three new Executive Orders (EOs) with significant implications for businesses across the United States.
How AI Will Shape the Future of Insurance: Insights for Business Owners
March 20, 2025
The insurance industry is on the brink of a significant transformation driven by artificial intelligence (AI).
“Forever Chemicals” and Reverse Discrimination Claims Top $40 Billion in 2024
March 6, 2025
Class action lawsuits continue to pose significant financial risks for companies, especially in a pro-plaintiff litigation environment.
What’s in a Basic Liability Policy?
February 20, 2025
We often write about many of the policies that expand upon the coverage offered in a basic Commercial General Liability (CGL) policy. But what are the main features of the CGL coverage?
17 Add-on Coverages You May Need to Supplement Your Basic Liability Policy
February 6, 2025
A Commercial General Liability (CGL) policy forms the foundation of a business’s insurance coverage by addressing basic third-party liability risks. However, businesses often face additional exposures that require specialized policies to expand upon the CGL’s protections.
How New Building Codes in Florida, California and Other States Are Saving Lives and Dollars — When Implemented
January 23, 2025
Last spring, the Federal Emergency Management Agency (FEMA) issued a stern warning to southwest Florida communities still reeling from Hurricane Ian’s devastation in 2022.
Rising Costs, Natural Disasters and Politics Strain U.S. Property Insurance Market
January 9, 2025
“Along with the rising cost of living…, property insurance availability and affordability continue to be a challenge across the U.S.,” David A. Sampson, president and CEO of the American Property Casualty Insurance Association (APCIA), told Insurance Journal (November 26, 2024).
How Do Insurance Cases Decided in One State Affect Cases in Other States?
December 19, 2024
Understanding case law as precedent in the U.S. is crucial, particularly regarding insurance coverage. The Massachusetts Appeals Court ruling discussed in our lead article, while specific to Massachusetts, has broader implications due to the common law tradition that we inherited from England.