Important Update: California FAIR Plan Rate Changes
October 23, 2025
California FAIR Plan rates are rising. Here is some important information for those who may be impacted by this rate change.
Cybersecurity Awareness Month
October 21, 2025
October is Cybersecurity Awareness Month, an important reminder to evaluate how we protect our digital information. Cyber threats impact everyone, from large corporations to individual families. The consequences of a data breach, ransomware attack, or identity theft can be financially and emotionally taxing.
Protecting Your Assets During California’s Fire Season
October 14, 2025
As Californians, we are accustomed to the seasonal threat of wildfires. With the fire season extending and intensifying, being prepared has never been more critical. While National Fire Prevention Week was observed from October 5-11, the principles of fire safety are timeless and essential year-round. It is never too late to take action, and we are dedicated to providing you with the vital information needed to safeguard your family, home, and business.
Essential Insurance Tips for Families
September 3, 2025
Keeping your family safe and secure goes beyond the basics—it’s about proactively identifying potential risks and taking measures to mitigate them. Whether you’re a young parent caring for small children, guiding teenagers through new responsibilities, or preparing your college-bound kid for independence, the right insurance coverage can make all the difference. Here are practical tips for parents to consider when it comes to protecting your children and dependents at every stage.
Why You May Need Additional Insured Coverage and How to Obtain It
August 21, 2025
Standard liability insurance may not fully protect a business if it is found vicariously liable—meaning it is held responsible for damage or injury caused by contractors or partners working on its behalf. Additional insured coverage ensures that your company is covered under another party’s insurance policy, preventing direct liability exposure.
Understanding Parametric Insurance: A Game-Changer for Business Owners
August 7, 2025
What Is Parametric Insurance?
Parametric insurance is a modern approach to risk management that provides predefined payouts based on measurable events rather than traditional claims assessments. Unlike conventional insurance, which requires damage evaluation and lengthy claims processing, parametric insurance triggers automatic payments when specific conditions—such as earthquake magnitude, rainfall levels, or wind speed—are met.
Securing Your Future with the Right Insurance
August 1, 2025
Life is full of uncertainties. While you can’t predict what tomorrow may bring, you can prepare for it. At Teague Insurance, we believe the right insurance coverage is your foundation for a secure and worry-free future. Why Insurance Matters Insurance is more than just a safety net; it’s an essential tool for protecting the things […]
How Climate Disasters Are Reshaping Insurance Terms and Risk Assessment Across Industries
July 17, 2025
The Impact of Climate Disasters on Insurance Policies
Underwriting Challenges for Emerging Risks in 2025
July 3, 2025
As global industries evolve, insurers face increasing challenges in underwriting emerging risks. Traditional risk assessment models struggle to keep pace with new threats, requiring insurers to adopt data-driven strategies, AI-powered analytics, and innovative policy structures. Below, we explore key emerging risks and the underwriting challenges associated with each.
Best Practices for Avoiding EEOC Claims
June 19, 2025
Avoiding EEOC claims requires proactive measures to ensure compliance with anti-discrimination laws and foster a fair workplace.