Convoy Insurance Requirements:

  • Primary auto liability: $1,000,000 in primary liability coverage is required to cover damage or injury done in case of an accident where you are at fault. Many shippers or brokers require $1 million in primary liability coverage
  • An active DOT number with interstate authority and a valid MC number. The insurance company will do the filing to activate your MC authority
  • Cargo: $100,000 is the most common request to cover cargo, but this will depend on what you are hauling. This covers damage to the freight and/or theft
  • Trailer replacement coverage: Trailer replacement only required for tractors without trailers
  • Endorsements: Depending on the cargo hauled you may also need reefer endorsement for refrigerated goods and intermodal for hauling at ports
  • Commercial General Liability not less than $1,000,000 per occurrence and in the aggregate
  • Only required if you are hiring employees, not necessary for owner operators
    • Workers’ Compensation insurance in all jurisdictions where your company operates
    • Employer Liability meeting your state’s statutory requirements 

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