August 21, 2025
Standard liability insurance may not fully protect a business if it is found vicariously liable—meaning it is held responsible for damage or injury caused by contractors or partners working on its behalf. Additional insured coverage ensures that your company is covered under another party’s insurance policy, preventing direct liability exposure.
August 7, 2025
What Is Parametric Insurance?
Parametric insurance is a modern approach to risk management that provides predefined payouts based on measurable events rather than traditional claims assessments. Unlike conventional insurance, which requires damage evaluation and lengthy claims processing, parametric insurance triggers automatic payments when specific conditions—such as earthquake magnitude, rainfall levels, or wind speed—are met.
July 17, 2025
The Impact of Climate Disasters on Insurance Policies
July 3, 2025
As global industries evolve, insurers face increasing challenges in underwriting emerging risks. Traditional risk assessment models struggle to keep pace with new threats, requiring insurers to adopt data-driven strategies, AI-powered analytics, and innovative policy structures. Below, we explore key emerging risks and the underwriting challenges associated with each.
June 19, 2025
Avoiding EEOC claims requires proactive measures to ensure compliance with anti-discrimination laws and foster a fair workplace.
June 5, 2025
Insurance law is built upon foundational principles that shape the way claims, disputes, and contracts are handled.
May 22, 2025
A recent U.S. Supreme Court ruling in Waetzig v. Halliburton Energy Services, Inc. has reinforced the importance of quick action for employers facing discrimination lawsuits.
April 17, 2025
A Difference in Conditions (DIC) policy covers risks excluded from standard property insurance policies. They fill gaps left by primary insurance, providing coverage for unpredictable and severe catastrophic events.
April 3, 2025
President Donald Trump has issued three new Executive Orders (EOs) with significant implications for businesses across the United States.
March 20, 2025
The insurance industry is on the brink of a significant transformation driven by artificial intelligence (AI).
