Professional Liability Policies Are Unique
November 2, 2023
Unlike property insurance or even general liability insurance, the policy wording used for one client is not necessarily suitable for all clients.
Archive for the ‘Insurance’ Category
Car Thefts Rise by 33.5 Percent in First Half of 2023
October 19, 2023
If your business is the typical small or mid-sized business, you probably have somewhere between $500,000 and $2 million in liability coverage under your business owner policy (BOP) or commercial general liability policy. How does umbrella coverage work with these policies to provide extra liability protection?
How to Read Fine Print
October 5, 2023
While it’s a good idea to read your insurance policy, let’s be honest, hardly anybody does. The important thing is to understand what’s in it and how it works.
Court Says Employers Responsible for Employee Identity Theft — Regardless of Monetary Damages
September 7, 2023
Employers go to great lengths to protect their data from breaches from intruders. But what about any employee data that may exist on company servers? Now employers are responsible for the security of that data as well.
Don’t Forget Your Umbrella
July 21, 2023
If your business is the typical small or mid-sized business, you probably have somewhere between $500,000 and $2 million in liability coverage under your business owner policy (BOP) or commercial general liability policy. How does umbrella coverage work with these policies to provide extra liability protection?
How Is EPLI Underwritten?
July 7, 2023
Underwriters use a variety of metrics to determine what to charge for Employment Practices Liability Insurance (EPLI) and the scope of coverage to offer.
“Nice to Have” Insurance Policies
June 17, 2023
Nice to have” insurance policies are policies that not all businesses carry but maybe should carry.
Protect Yourself When Working with Contractors
June 2, 2023
One of the most effective and simplest ways of protecting your organization from liability due to contractors’ and subcontractors’ operations is with Additional Insured coverage.
Tort Reform Movement Gains Momentum in Florida
May 19, 2023
In April, Florida’s Governor DeSantis signed a tort reform bill that will have a significant impact on insurance litigation.
Common Misconceptions about Directors and Officers insurance
April 19, 2023
One of the major misconceptions about Directors and Officers insurance is that it’s only for publicly traded companies or non-profits. Chubb Insurance recently addressed this and other misconceptions: D&O is unnecessary because your business is privately-owned.Privately-owned companies face virtually the same exposures as publicly traded companies, but private company D&O policies can insure much more […]