Author Archive

Underwriting Challenges for Emerging Risks in 2025

July 3, 2025

As global industries evolve, insurers face increasing challenges in underwriting emerging risks. Traditional risk assessment models struggle to keep pace with new threats, requiring insurers to adopt data-driven strategies, AI-powered analytics, and innovative policy structures. Below, we explore key emerging risks and the underwriting challenges associated with each.

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What is Difference in Conditions Insurance?

April 17, 2025

A Difference in Conditions (DIC) policy covers risks excluded from standard property insurance policies. They fill gaps left by primary insurance, providing coverage for unpredictable and severe catastrophic events.

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